FAQs

• Be at least 18 years old.
• Be a Canadian citizen or permanent resident.
• Have a regular income from employment or benefits.
• Have a Canadian bank account that accepts online transfers and Interac e-Transfer®.
• Have an active mobile phone number and a valid email address.

• Fill out our form – Complete our 100% online application form in just a few minutes.
• Get a quick decision – Once submitted, you'll receive an instant response from one of our lenders.
• Receive your money – Once your loan is approved, the funds will be sent via Interac® e-Transfer in 2 to 5 minutes.

Our payday loans range from $500 to $1,500. You can also apply for an installment loan of up to $35,000 with flexible monthly payments.

You can repay your loan:

• In cash.
• By automatic debit from your bank account.

Credit Pret offers a 100% online process. You can sign your contract electronically and send it to your lender via email.

If you are having difficulty making your payments, contact your lender immediately. In most cases, they will be able to offer you an alternative payment solution.

Absolutely! Credit Pret uses advanced security technologies to protect your data against cyberattacks. We employ encryption and decryption systems to guarantee the confidentiality of your information.

Yes, Credit Pret works with responsible lenders in Canada. You must provide a valid reason when applying.

Credit Pret is a free loan comparison website. Our partner lenders sometimes perform a soft credit check, which does not affect your credit score.

Yes! You can apply for a payday loan even if you're unemployed, provided you have a stable source of income (e.g., employment insurance benefits).

Yes, Credit Pret offers loans for people with bad credit. Some lenders accept borrowers with a low credit score, provided they have sufficient income to repay the loan.

Online loans are faster and easier to obtain than traditional bank loans. Once approved, the money can be transferred the same day.

At Credit Pret, our short-term loans can be repaid over up to 12 months.

Once approved, the funds are sent within 2 to 5 minutes via Interac e-Transfer®.

Yes! Credit Pret offers loans with no refusal, even on Saturdays, Sundays, and holidays.

If you encounter a problem, our team is here to help you. Contact us with any complaints or share your valuable feedback.

Credit Pret is 100% transparent. Please see our Terms and Conditions and Privacy Policy for more details.

Get $500 to $35,000 deposited into your account the same day!